Money Matters

Part-time work, caring commitments and the gender pay gap mean women are at a big disadvantage when it comes to pension income

People are buying their first homes later in life, but there are options so the loan is not a burden when you stop working

If even two-thirds receive the average in gifts, that’s a windfall of more than €24m in the hands of young children in the coming months

You may have to work four extra days for the same monthly pay cheque depending on the day the month starts on or payday falls

With Irish savers increasingly attracted by rates on offer in foreign banks, here’s what to look for – and the pitfalls to avoid

All the messaging around Valentine’s Day is about love and harmony but there can be a distressingly darker side to relationships

Those lucky enough to get a mortgage over the line have a few factors in common. How are they doing it?

Lenders are required to give the Central Credit Register details of all loans over €500 and you have the right to see your record

From putting sums aside regularly to going on a no-spend week, here’s what the money experts advise

Rising property values and new ‘green rates’ mean homeowners including first-time buyers can minimise rises in mortgage repayments

Irish people are great at saving but not always as shrewd at maximising returns. Here’s how to improve your financial outlook in the short, medium and long term

Cash is king but most people will need to borrow to fund a new car purchase so what are the merits of the different options?

Using cash on a night out, planning your purchases and clearing your balance on time can help you keep control of your spending during the festive season

Buy now, pay later has become almost a default payment option for many, but it isn’t as straightforward as it seems

Green investment also promises lower energy bills and the chance to sell any surplus power back to the grid

Everyone loves freebies at the office, but not all perks are created equal

We can blame Irish banks for not passing on interest to savers, but we can’t blame them for our own bad planning or inertia when we don’t switch

Tax relief, free consultations, the Drug Payment Scheme and private health insurance can all cut healthcare costs

Careful planning in drawing up your will or giving during your lifetime can reduce the State’s tax take

Tens of thousands of Irish people go abroad every year: many see it as a short-term plan to turbocharge their homebuying prospects